Author Information
Hey Friends – I’m Björn
I created BjoernLayda.com in order to share my passion and knowledge about saving, budgeting and investing money, which has helped be reduce my spending, build up my investment portfolio and increase my net worth considerably.
As some of you may have already guessed by my name, I’m from Germany. Right after graduating from one of the country’s elite universities with a dual master’s degree in economics and engineering I started working for a large mutual bank. After rising through the ranks and changing companies I’m now a senior manager at an international investment firm.
Besides sharing my passion for personal finance, I want to give you the best actionable strategies to increase your income, save more money and invest long-term. Not only will this allow you to lead a life free from financial stress but you’ll also be able to retire early and focus on activities that are even more fun and exciting than your job.
My Mission With This Blog
My mission is to make personal finance more accessible to everyone.
Managing money doesn’t need to be complicated and getting the basics right doesn’t require a degree in finance either. However, it sure helps to learn from someone with extensive experience in the subject matter and who you can trust.
That’s where I come in: I’m here to guide you every step of the way and to make complex financial topics easy to comprehend and apply to your life.
My goal with this personal finance blog is to teach you everything you need to take control of your money, such as:
- Increasing your income by growing your career
- Saving more money by creating a budget
- Building wealth by making smart long-term investments
- Retiring early by adopting a financially secure lifestyle
Of course, I’ll also teach you how to properly handle your credit cards, get out of debt and find uncommon ways to reduce your spending in all settings – be it at the grocery store, car dealership or on vacation.
Sometimes a little inspiration, motivation and a new perspective is all you need to start a new chapter in your life – one with clear goals towards a bright financial future.
So, let’s embark on this journey together and help each other become smarter at managing our money!